The Top Class Wednesday Update wishes you all the things
The last Top Class Wednesday Update for 2023 in which Mark highlights the three themes he thinks we’ll be talking about for most of 2024.
The Top Class Wednesday Update traverses filaments of light
This week we’re talking about one of the few remaining truly opaque areas in this business we call show, and that’s the perennial issue of cash on platforms.
The Top Class Wednesday Update is £1,000 short
Right, let’s spoil the party with some new Consumer Duty stuff. The topic of value for money is going to be a battleground. And we need to talk about due diligence.
Duty bound: The link between suitability and Consumer Duty
A lot of what the Consumer Duty is about is ensuring that clients are empowered to make better financial decisions. There’s a fundamental tenet here – it’s not enough that they have you as their advice professional. They have to understand things for themselves. They don’t need to understand Markovitz and modern portfolio theory. They […]
PLATFORMS THROUGH THE LOOKING GLASS
If it was a human, the platform sector would be studying for its A levels (or Highers, if it lived in Scotland). It would have started drinking about two years ago, wouldn’t be able to get a Glastonbury ticket for love nor money and would be seriously confused at the concept of a telephone that’s […]
PLATFORMS THROUGH THE LOOKING GLASS
If it was a human, the platform sector would be studying for its A levels (or Highers, if it lived in Scotland). It would have started drinking about two years ago, wouldn’t be able to get a Glastonbury ticket for love nor money and would be seriously confused at the concept of a telephone that’s […]
PUNS ABOUT SPECIALIST SIPP DUE DILIGENCE ARE HARD TO FIND
Here at the lang cat, we’re no strangers to banging on about due diligence. We’re also not above making suggestions as to how it could be that little bit better/less painful for all concerned. But our feline musings have traditionally been aimed at platforms. While no-one could accuse the regulator of being overly specific in […]
PUNS ABOUT SPECIALIST SIPP DUE DILIGENCE ARE HARD TO FIND
Here at the lang cat, we’re no strangers to banging on about due diligence. We’re also not above making suggestions as to how it could be that little bit better/less painful for all concerned. But our feline musings have traditionally been aimed at platforms. While no-one could accuse the regulator of being overly specific in […]
PS13/1 – calling all advisers
It’s been a week since we launched our first ever white/yellow and grey paper, It’s all about you: Tackling your PS13/1 due diligence requirements’ and it’s fair to say that we’ve been bowled over by the response. There’s been a lot of tweeting and some press activity which is great but the thing that really […]
It’s all about you…and PS13/1
Mention a song title and a tune or lyrics will instantly spring to your mind. For you, it’s the most natural thing in the world. But perception differs. The song I think of might be quite different to the one you think of. Such is the nature of consciousness. You can’t fight it. The lang […]
